CU Employee Login



Patronage Rebate

Our success is your success!

Since 1998, Shared Services for Credit Unions has given back $8.1 million in the form of patronage rebates to its participating credit unions and dividends to its Stockholders.   SS4CU is a CUSO, meaning, a Credit Union Service Organization, owned and controlled by credit Unions for the benefit of credit unions.  It’s a win-win-win for the shared branching network, the credit unions, and their valued members.


Following the receipt of the year end audited financial statements; each participating credit union is eligible to receive a check based on their participation in the network, their share of total transactions processed, and the Stock they own, if any.

Patronage Rebates

The Board approved the 2015 revenue distribution, including dividends, totaling 80% of Net Income Before Tax (NIBT).  The patronage rebate included 35% of NIBT to Issuers and Acquirers each, based on completed transaction volumes, and 10% of NIBT is distributed out of retained earnings as a Stockholder dividend.  This totaled $602,776 given back to the credit unions that are the backbone of the Florida network.

It’s SS4CUs way of thanking credit unions for the success of shared branching.  Click here to learn more.