As a member of a shared branch participating credit union, you have access to over 7,000 locations to conduct your basic financial transactions.  Shared branching is the network of credit unions sharing their branches to fulfill the credit union mission of people helping people.  Shared branching is a win-win for the shared branching network, the credit unions and their valued members.

is the Florida credit unions regional shared branch network connecting Florida credit unions to the national network, CO-OP Shared Branch.  There are 23 networks in total that support the credit unions nationwide at a regional level.

To learn more about who Shared Services for Credit Unions is, visit Our History and Our Logo on the website.

Does my credit union participate in shared branching?

Discovering whether your credit union participates in shared branching is easy.

Click on ‘Find a branch’ to the left, choose ‘Does My CU Participate?’, key in your credit union’s name and hit Search.  To find a shared branch location near you is just as simple.  Click on ‘Simple’, key in your zip code or your address (for a more accurate list) and hit Search.  

Shared Branching gives you access to more than 5,000 credit union branches and more than 2,000 self-service Vcom kiosks.  

What does the competition look like?

One measure known to the industry are the number of branches a financial institution has available to its customers/members.  Below are some you might recognize.   Shared Branching puts the credit union in #3 for number of branches.

Let's map it...

Find a credit union shared branch anywhere you live, work or travel!

Download the locator app now:

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Welcome to the Participant’s Secure Portal

What’s on the other side of this portal?

There are many tools a credit union may need in their daily shared branch responsibilities such as:

• A list of all participants and their contact information.
• Forms, Policies & Procedures for front line staff.
• Forms, Adjustment procedures for accounting staff.
• Disaster Recovery / Emergency procedures.
• Billing information, national interchange fee sheets for management staff.
• Access to Training and Marketing tools.
• CU Analytic Reports
• CU monthly Invoice
• And much, much more.

Who needs access?

If you are a FL shared branch network participating credit union and a key contact or back office credit union employee with shared branch responsibilities, you would benefit from access to the shared branching tools provided.

How do I log in?

If you already have a new Username and Password, log in above. 

What do I need to register?

In order to be approved for access to the Participating CU’s portal you must:

• Be a FL shared branch network participating credit union employee.
• Use your credit union email address in the registration and be available for us to contact you should we need any additional information.
• Register Now!

Registration may take up to 2 business days.

We’d like to know you!

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Coming Soon!

We’re Excited!

Our website was designed with you in mind.  It’s built on Responsive Web Design technology which means you’ll never get a message saying “can’t display’ because its structure responds to any device you view from.  It’s today’s answer to having to build unique versions of what you might see on the computer, to what you need to see on a smart phone or a tablet.  Connected devices come in all shapes and sizes.  Who can keep up?  We can!   Because our website is ‘any device friendly’.

If you’re interested in reading more.  Here’s what Wikipedia has to say about Responsive Web Design.

Under Construction

You’ll notice a handful of areas state ‘coming soon’.  Our website plans are in motion.  We’ve renovated everything from our old site and more.  There’s still a lot of work to do in order to provide you with a website you not only frequently use, but enjoy and tell others to use it as well!  With that in mind, we welcome your feedback.  Should you care to share your thoughts and suggestions you can contact us.

Welcome to the Training Library!  Feel free to browse.  It's being built with you and your members in mind.  

We're just getting started, you'll see many areas are Coming Soon! 

Is there something in particular you’re looking for?  Don’t find a training item you need?

Contact us and we’d be more than happy to assist.

All trademarks mentioned herein belong to their respective owners.  Unless otherwise stated, the contents of this website are copyrighted by Florida Credit Union Shared Service, Inc. (a Florida Corporation) doing business as Shared Service for Credit Unions ©.

Items, which are designated as being for use of reprint, Shared Services for Credit Unions, hereby authorizes you to copy these documents for use by participating credit unions in the Shared Services for Credit Union’s network. 

Except as expressly provided above, nothing contained herein shall be construed as conferring any license or right under any copyright or other property right of Florida Credit Union Shared Services, Inc.

Disclaimer

You must agree to these Terms and Conditions if you’re going to visit our Shared Services for Credit Unions’ website.  Please understand, if you use the Shared Services for Credit Unions (hereinafter “SS4CU”) website you are agreeing to be bound by the following Terms and Conditions.

Terms and Conditions

1. The Trademark “Shared Services for Credit Unions” used in the website is owned by Florida Credit Union Shared Services, Inc. (hereinafter “FCUSS”). You may not use the Trademarks displayed on this website, or any other content on the website, except as provided in these Terms and Conditions.  Any other use is strictly prohibited and FCUSS will take all necessary action to enforce its rights.
2. You should assume that everything you see or read on this website is copyrighted and any not be used except as provided in these Terms and Conditions.  You may download one copy of the contents of the of the website to one computer for your credit union’s use provided you do not change any copyright, trademark or other proprietary notice.  If you modify or use the materials for any other purpose you will be violating the intellectual property rights of FCUSS, which it vigorously protects.
3. The website provide you an opportunity to communicate with us.  Please be aware that any communication, whether it be suggestions, ideas, graphics or other material, to SS4CU through the website or otherwise will be treated as non-confidential and non-proprietary.  Anything you submit, transmit or post becomes the property of FCUSS who is free to use, without being limited thereto, any ideas, concepts, suggestions, graphics, photography, or know-how contained in any communication for any purpose whatsoever, whether commercial or non-commercial, without payment of any compensation to you.
4. SS4CU has used reasonable efforts to include accurate and up-to-date information on the website, however it makes no warranties or representation as to the accuracy of its contents.  The SS4CU assumes no liability or responsibility for any errors or omissions in the contents of the website.
5. SS4CU and FCUSS are not liable for any direct, indirect, incidental, consequential or punitive damages arising out of your access to, or use of, the website.  Without limiting for foregoing, everything on the website is provided to you “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTIBILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT.  Further, SS4CU assumes no responsibility for an shall not be liable for any damages to, or viruses that may infect your computer equipment on account of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video or audio from the website.
6. SS4CU makes no representation about any other website that you may access through its website and is not responsible for the contents of any other website.  Unless expressly stated, SS4CU does not endorse any products or services offered by any company or person linked to its website.  You may not create a link to the SS4CU website without first obtaining its written permission.
7. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability or otherwise violate any laws.  SS4CU will fully cooperate with any law enforcement authorities or court order requesting or directing it to disclose the identity of anyone posting any such information or materials.
8. This website is controlled by SS4CU from its offices in Palm Beach Gardens, Florida.  SS4CU makes no representation that all of the contents of the website are appropriate or available for use in other locations, and access to the website is prohibited from locations where some or all of the content is illegal.  If you choose to access this website from other locations you do so on you own initiative and you are responsible for compliance with applicable local laws.  You may not use or export any content of the website in violation of U.S. laws and regulations.  Any claim relating to the website content shall be governed by the internal substantive laws of the State of Florida without regard to its conflict of law principles.
9. SS4CU may, at any time, revise these Terms and Conditions by updating this posting.  You are bound by any such revisions and should therefore periodically visit this page to review the then current Terms and Conditions.

began as Florida Credit Union Shared Services, Inc. in 1992.  We partnered with the national network in 1995, then Credit Union Service Corporation’s (CUSC), in the DBA name of Credit Union Service Centers of Florida (CUSCFL).  Like many other regional shared branching networks, we developed branding using the CUSC ‘swirl’ and Credit Union Service Centers of Florida.  For more information about our branding please read ‘Our Logo Evolution’.

The Florida network has grown leaps and bounds since our 1st transaction in 1995.

Shared Services for Credit Unions, SS4CU, is a CUSO owned by 33 stockholders.  We have 68 credit union and service center participants.  A participant has the option of Issuing Only or total participation of Issuing and Acquiring.  Issuing is when your credit union’s members utilize the shared branch network, providing a convenience of access to credit union branches nationwide, DC, Germany, Netherlands, Italy, Guam, Puerto Rico and Canada.  Issuing and Acquiring is an additional step of your credit union adding branches to the shared branching network for their peer credit union’s members to utilize.

Giving back

SS4CU believes in giving back to our participants.  We want our credit unions to succeed, which is why we are committed to providing an improved toolbox of excellent products & services.  Year over year, as we grow, we have given back to our participating credit unions, a patronage rebate, so that they can invest in future products and services for their members.  Since inception, our stockholders and participants have received a more than $8.1 million in patronage rebates and dividends.  We’re here to help you grow!

There is a difference

SS4CU is the Florida credit union gateway to the national shared branch network, CO-OP Shared Branch.  Shared branching is the credit union industry’s major differentiator from banks.  Banks have to build or buy branches.  Credit Unions have the opportunity to collaborate their branches to build the largest network of branches the banking industry has ever seen.  Today the shared branching network provides credit union members around the nation with more than 5,500 physical branches, over 200 Self-Service Credit Union owned ATMs/kiosks (Shared Branch Express units) and a mobile app for anywhere shared branching.

Credit unions count on us to provide their members convenient shared branching access and the effective and accurate tools to better service their members needs.