Mike Ewart
Benefits
Shared branching is the cooperation between credit unions to share their branches for basic financial transactions as a convenience for their members. Wow! What a concept right? You might say, “Banks don’t do this.” and you’d be correct. Sharing branching is the credit union industry’s way of competing with the big banks that have a branch on every corner. The aggregate of shared credit union branches has now placed credit unions among the top 5 financial institution in number of branches. It facilitates credit unions to remain their member’s primary financial institution (PFI) no matter where they move, travel and work, as well as, being an excellent resource for disaster recovery.
Credit Unions operate under strict and limiting rules. They can only conduct business with members within their field of membership. They also operate under the competitive disadvantage of limited channels of distribution or branching system. When a credit union wishes to locate an office to serve its membership, it can only select an area where there are enough members to justify and support the facility. Because of these limitations, many credit union members are severely underserved.
For these and many other reasons shared branching is the solution for many credit unions nationwide to partner together to form a network of branches credit union members can utilize.
Contact Us
Our Mailing Address
8895 N Military Trail, Suite 101-D
Palm Beach Gardens, FL 33410
Main number: (561) 869-8610
Mike Yatros, President/CEO
Phone: (561) 869-8611
Fax: (813) 908-3001
Email: myatros@ss4cu.com
Micaela Maragh, VP of Operations
Direct: (561) 869-8612
Fax: (561) 869-8620
Email: mmaragh@ss4cu.com
Support Team
Claudia Zurita or Carlene Donato
Phone: (561) 869-8610
Fax: (561) 775-0888
Email: shared.services@ss4cu.com
Press Releases
June 2022 - 2021 Annual Rebate and Dividend Announcement
May 2021 - 2020 Annual Rebate and Dividend Announcement
June 2020 - 2019 Annual Rebate and Dividend Announcement
March 2019 - 2018 Annual Rebate and Dividend Announcement
March 2018 - 2017 Annual Rebate and Dividend Announcement
March 2017 - 2016 Annual Rebate and Dividend Announcement
March 2016 - 2015 Annual Rebate and Dividend Announcement
January 2016 - Testimonial JetStream FCU
November 2015 - Testimonial Tallahassee FCU
June 18, 2015 - 2014 Excellence Award
May 2015 - Testimonial Alive CU
April 29, 2015 - 2014 Annual Rebate Announcement
February 2015 - Testimonial Pen Air FCU
February 5, 2015 - FCUSS New Name
June 16, 2014 - 2013 Excellence Award
April 17, 2014 - 2013 Annual Rebate Announcement
April 29, 2013 - 2012 Excellence Award
Stockholders
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Achieva CU |
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Alive CU |
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BrightStar CU |
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CAMPUS USA CU |
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Loyalty CU |
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Addition Financial CU |
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Community First CU of Florida |
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Envision CU |
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Fairwinds CU |
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First Florida CU |
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Florida Central CU |
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Florida CU |
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Grow Financial FCU |
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GTE FCU |
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Guardians CU |
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iTHINK Financial |
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Insight CU |
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JetStream FCU |
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LSCU Service Corporation |
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Miami Firefighters FCU |
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Miami Postal Service CU |
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MIDFLORIDA CU |
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Orlando CU |
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Power Financial CU |
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Priority One CU |
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Trax CU |
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Space Coast CU |
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Radiant CU |
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Tampa Bay FCU |
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Tropical Financial CU |
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University CU |
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USF FCU |
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We Florida Financial CU |
The Management Team
This email address is being protected from spambots. You need JavaScript enabled to view it., President / CEO
Mike has been in the credit union industry for over 35 years. He joined FCUSS as CEO in 2012 after a 23-year tenure with Payment Systems for Credit Unions (PSCU) as EVP and the last part of his tenure as Interim CEO. Prior to that, Mike was VP of Business Development and Marketing for 10 years with one of the largest credit unions in Michigan. Mike holds a BBA degree in Management and Marketing as well as an MBA in Finance.
This email address is being protected from spambots. You need JavaScript enabled to view it., VP of Operations
Micaela is an experienced professional in information systems, business management, big data, and marketing, specializing in leveraging data-driven strategies to optimize business performance. With a strong academic background, she served as an IT professsor, adept at teaching and mentoring students in areas like IT infrastructure, project management, analytics, and digital marketing, while blending practical industry insights with theorectical concepts.
This email address is being protected from spambots. You need JavaScript enabled to view it., Claudia Zurita, CEO of CU Center Inc.
Ms. Zurita heads the support team for FCUSS through an arrangement with CU Center, Inc. She is experienced in front-line operations, member service and accounting, and has been working with shared branching since 1998. Ms. Zurita, fluent in Spanish, received her undergraduate degree in Mexico and holds a Business Administration Certificate.
Our Logo Evolution
Florida Credit Union Shared Services, Inc. set out in 1995 to be the Florida network for the national Credit Union Service Corporation (CUSC). As with other regional shared branching networks, in the interest of the national brand identity, we developed branding using the CUSC ‘swirl’ doing business as name of, Credit Union Service Centers of Florida.
In 2013, CO-OP Financial Services, majority owner of CUSC, announced their intention to change the national ‘swirl’ to the CO-OP brand. This change was to take affect December 31, 2014 requiring all credit unions to update their window and branch signage, marketing collateral, transaction receipts, etc. Need any assistance? Feel free to Contact Us.
Florida Credit Union Shared Services, Inc. realized it was time to create our own brand. We are your Florida shared branching network providing gateway access to the national network. We ask you to welcome our new brand, Shared Services for Credit Unions.
Beginning 2015 you will see Florida Credit Union Shared Services, Inc. doing business as:
Pleased to meet you! Our mission is to provide you with vital, state of the art products and services. Shared branching will remain at the helm of our business, but we believe our new brand gives us an opportunity to expand our toolbox to better meet the needs of credit unions. We are committed to providing products and services that give you more time to focus on what’s most important to you and the industry, your members.
Helpful Q & A’s
Q: Does this mean your credit union has to make another shared branching logo change?
A: No. The CO-OP national shared branching logo will continue to be the tool credit union members use to identify shared branches nationwide.
Q: Will your credit union have to make any changes?
A: Beginning 2015:
- We hope that you enjoy our new website at www.ss4cu.com.
- Our Email addresses will change. Instead of ‘@cuscfl.com the suffix will now be ‘@ss4cu.com. The prefix does not change. See Contact Us on the website for up to date contact information.
Q: Where will you see our branding?
A: Aside from our website, you can expect to see our branding on our stationery, business cards, invoices, emails, and presentations. As premier partners of CO-OP, Shared Services for Credit Unions will always clearly display the national shared branching logo on any physical collateral, electronic banners, buttons, mobile tools and videos we provide to you for marketing shared branching to your members. Such as:
Q: When will we use our incorporated name?
A: Florida Credit Union Shared Services, Inc. is not changing, and will continue to be used for tax, stockholder and other legal purposes.
Our History
Where we started
Florida Credit Union Shared Services (FCUSS), Inc. was incorporated in 1992. The network began operations in 1995 with the goal to enhance the convenience, delivery and accessibility of financial services for credit union members through a state-wide shared services network as well as providing a gateway to the national network. In its 1st year FCUSS processed more than 40,000 transactions with 30 participating credit unions.
How much we’ve grown
The Florida Network is owned by 34 credit union shareholders governed by a 9 member Board of Directors. In its 23st year, 2015, SS4CU processed more than 10.8 million transactions with 357 branch locations and 70 participating credit unions in 120 cities within the state of Florida. This past year was another of growth despite the credit union industry challenges.
Our way of keeping up with a changing landscape
SHARED SERVICES FOR CREDIT UNIONS is FCUSS’ new dba name starting January 1st, 2015. We’ve changed our name in order to enhance our position in the industry. Our primary product will continue to be shared branching. Our top goal is to provide our participants, value products and services that help meet their member’s financial needs.
Through Shared Services for Credit Unions, a participant credit union can serve their members financial service needs where they live, work or travel. By sharing branches among participating credit unions, members can conveniently enjoy "once a member - always a member." Through national connectivity, members can complete transactions as if it were their own branch at nearly 5,500 branches for access in all 50 states, Puerto Rico, Guam, United Kingdom, Netherlands, Italy and Germany. Use this link to find a shared branch location near you.
Goal
To create a national high-tech, high-touch network connecting all credit union locations.
Mission Statement
Enable credit unions to provide member access anytime, anywhere, anyhow and to enhance shareholder value.
Vision Statement
A world where every member is welcomed and served at every credit union facility, everywhere.